Do you want money to pay for a unanticipated bill or other mounting costs?

Do you want money to pay for a unanticipated bill or other mounting costs?

Emergencies appear every once in awhile. Whatever your circumstances, short-term loans will allow you to recover and proceed together with your life.

With a dependable short-term loan direct loan provider like Dot Dot, you can apply on the internet and obtain between ?200 and ?1,000 the day that is same. We provide a selection of payment terms and you also don’t have to be concerned about any nasty charges that are hidden. Keep reading to understand just exactly how short loans work, whether you might qualify and exactly how to put on.

What exactly are short-term loans?

Since the title indicates, short-term loans are fast money boosts which are paid within a short time frame. This really is typically in regular instalments all the way to a 12 months. You can easily elect to spend yours right straight back over three, six or nine months with Dot Dot dependent on exactly how much you borrow.

Simply while you would having a long-lasting loan, you will repay the mortgage itself plus a lot of interest. Short-term loans usually are made to protect the sorts of expenses that merely can’t wait. Thankfully, they are additionally simple and quick.

You can easily use for many short-term loans online relatively quickly and obtain a solution right after. It can be exactly what you’ll want to hear…

Exactly what do I use loans that are short-term?

Have you been in a gluey situation that is financial? From boiler breakdowns to dental issues and automobile difficulty, bad things occur to the very best of us. Often costs that are several around at a time and place a stress on the finances. Make use of a short-term loan to protect:

  • Residence upkeep bills, including boiler, automatic washer or refrigerator replacements
  • Automobile repairs, servicing or MOTs
  • Other unplanned expenses such as for instance insurance coverage renewals or bills that are medical

If you do not have cash that is enough spare an urgent situation, you aren’t alone. Information through the workplace for National Statistics (ONS) shows we are saving less of our earnings than we accustomed, whilst the Financial Conduct Authority (FCA) reports that loan applications are regarding the up.

It is normal to own cash concerns from time to time. Looking at a lender that is short-term Dot Dot Loans could give you the relief you want.

Short-term loans vs payday loans

If you are trying to find fast finance, no doubt you’ve run into pay day loans. Dissimilar to loans that are short-term they are made to tide you over until such time you receives a commission and certainly will additionally help protect emergencies.

Pay day loans have actually gained a reputation that is bad time, and you can find key reasoned explanations why a short-term loan will be the better option. Whereas short-term loans enable you to distribute the fee in instalments, pay day loans frequently need you to repay the amount that is full one instalment.

This can be tricky – especially as the Financial Conduct Authority reports that 67% of payday loan users are already struggling financially with typically high amounts of interest on top. Failing continually to repay could secure you with belated re re re payment penalties that bump up your debt even more.

Repaying in instalments is going to be more manageable. Maintaining them as much as date could help you improve even your credit history.

Our loans that are short-term come without any danger of additional fees. But that’s maybe perhaps maybe not the only explanation to select Dot Dot Loans.

Why choose Dot Dot Loans?

Even if money is tight, it is critical to have confidence that is full your choice before using for a financial loan. Only at Dot Dot, we make things easy, clear and that is convenient will usually make sure that your option suits you.

Listed below are simply five associated with reasons why you should select Dot Dot as the short-term loan loan provider:

  • Quick: make an application for between ?200 and ?1,000 online in minutes. In your bank account the same day if we say yes, you could have it
  • Versatile: Choose repayment terms of three, six or nine months to match your situation. You may also spend your loan down early if you’d like to
  • Honest: we are going to concur all of your short-term loan expenses upfront, and certainly will never ever ask you for any concealed extras
  • Accountable: we are a user associated with the customer Finance Association, and perform robust credit and affordability checks to ensure our loans are workable
  • Suggested: we are ranked ‘excellent’ by separate consumer reviews on Trustpilot. Individuals like our quick solution, friendly staff, and process that is simple

We are owned by Morses Club PLC, one of many British’s biggest loan that is personal put up over 130 years back. We are a direct loan provider, and that means you’ll constantly know precisely whom you’re working with. No shocks. Simply fast and loans that are easy.

Just how do Dot Dot’s brief loans work?

Our brief loans procedure could not be any easier. All our loans are unsecured, which means you don’t have to provide your house or other valuables as protection. There is no have to either find a guarantor.

Merely choose simply how much you intend to borrow and just how long you need certainly to repay it and there go from. You need to use our short-term loan calculator to find out simply how much yours will definitely cost before you use.

You can afford the repayments based on your credit history, income, and outgoings if you decide to go ahead, our team will carry out credit and affordability checks to make sure. Do not panic – a credit that is less-than-perfect will not immediately rule you down.

Whenever we state yes, we are going to concur all your valuable loan expenses upfront, then gather repayments immediately. You’ll be able to handle your loan on the web through our handy client portal.

You are able to go to the FAQs or give us a call on 0333 240 6215 for those who have any longer concerns.

Is just a loan that is short-term for me personally?

Any choice you create together with your money has to be the correct one for your needs. You can find occasions when a short-term loan may possibly not be the most suitable choice.

Short-term loans often have higher repayments than long-lasting loans while you’re repaying your debts faster. This will mean you are going to spend less in interest, but if you wish to borrow a greater quantity or distribute the cost further you will need to check out much longer choices.

It is also maybe maybe not a smart concept to get a short-term loan to cover down another financial obligation. Dealing with more financial obligation will make your circumstances even worse. Should you believe as you’re struggling you could get free advice from National Debtline, StepChange or even the cash information Service.

Do we be eligible for a short-term loan?

You want to make quick and effortless loans available to as many individuals as possible. You’ll make an application for certainly one of our loans that are short-term:

  • You are over 18 years old
  • You reside the united kingdom and can provide target details
  • You are presently working
  • You’ve got a legitimate current email address and phone number that is mobile
  • You are able to offer bank account and debit card details

Your odds of being qualified will depend on your circumstances. We review every application independently to be sure we lend responsibly and provide you with that loan that works well for you personally.

Simply how much could I borrow?

You are able to make an application for a loan that is short-term of ?200 and ?1,000 with Dot Dot Loans.

You can apply for a long-term loan of up to ?4,000 if you need a higher amount – for significant home improvements or a wedding, for example.

Just how do short-term loan repayments work?

We provide payment durations of three, six and nine months on our short-term loans depending on simply how much you borrow.

We will gather repayments immediately for an agreed date. This is through Direct Debit and will save you the effort of recalling which will make payments – or the stress of forgetting. It is possible to talk with us about getting a various repayment technique if you would choose.

We recognize that things change. You might never be charged charges for missed or payments that are late dropping behind could influence your credit rating. You won’t be able to make a repayment, for whatever reason, please get in touch as soon as possible if you think.

Our friendly group will talk you during your choices which help place a plan that is new.

Any kind of charges to be concerned about?

We do not charge any concealed or extra costs. Some quick loan companies do, causing you to be with an increase of to cover as well as less chance of doing this. We keep things easy.

What is the attention price on a Dot Dot short-term loan?

Our rate of interest is fixed upfront and differs depending on exactly how much you borrow. You may possibly see other short-term loan companies providing adjustable interest levels, this means they could fall and rise from every month. These can be riskier. Out of pocket while you might be able to afford the initial rate, this cost could go up and leave you.

With this interest that is fixed rate you will always know precisely for which you stay and exactly how much to spending plan.

Submit an application for a short-term loan with Dot Dot

Has an urgent situation left you in a spot that is tight? Are numerous expenses mounting up at the same time? Whatever your situation, our fast and loans that are easy function as the response.

Apply today utilizing our short-term loan calculator. Select simply how much you intend to long borrow and how you may like to repay, then check out the loan works in your favor. If it will, choose apply now to keep along with your application and fill in a couple of personal stats.


Free Email Updates
We respect your privacy.


The Cheapest Hosting on the Net!


Bad Credit? No Problem…